The NID DAT exam has previously included important questions regarding simple and compound interest. Due to their relative simplicity and upfront scoring, most applicants find it challenging to finish the tasks well and within the allotted time using a traditional formula-based strategy. This article contrasts the conventional formula-based method with time-saving suggestions in an effort to have candidates ready to respond to the NID 2026 questions in a time-bound manner. The date of the National Institute of Design's DAT exam has been set for December 21, 2025.
This Story also Contains
Understanding Simple and Compound Interest for NID DAT 2026
Understanding the Compound Interest for NID DAT 2026
Preparation Tips for NID DAT 2026 Exam
Tips To Solve Simple & Compound Interest Questions for NID
As per the revised selection process , the NID DAT 2026 prelims result will not have any weightage in the final selection of candidates for B.Des and M.Des programmes. The NID 2026 prelims exam will be a qualifying exam to shortlist candidates for the mains exam. NID Mains exam will have 60% weightage for studio test and 40% weightage for in person interview for NID B.Des selection.
Understanding Simple and Compound Interest for NID DAT 2026
According to the NID 2026 DAT Exam Syllabus, Students can prepare for Simple Interest and Compound Interest using the explanation and tips below:
Simple Interest: This is the method of calculating the interest on a given sum for a fixed rate of interest(R) on the Principal Amount(P) for a given duration of Time(T).
Formula For Simple Interest (S.I.) → [P X R X T] / 100
Compound Interest Formula (C.I.) →
Simple Interest Traditional Vs. Advanced Trick Approach
Let’s try to understand the comparison for both through an example :
Calculating the Simple Interest S.I.: The Regular Formula Approach
Pearl Academy B.Des Admissions 2026
No. 1 Design & Fashion Institute by ASSOCHAM, India Today, Outlook and The Week rankings
Ques: Calculate the S.I. (Simple Interest) for 2 years on Rs 12000, calculated for a rate of Interest of 10% for the given duration.
Ans: Solving by using the S.I. Formula
P = 12,000
R = 10%
T = 2 years
By Formula S.I. = (PXRXT) / 100
= (12000X10X2) / 100
= Rs 240 (for Two Years)
Calculating the Simple Interest S.I.: The Fraction Trick
NID DAT 2026 Full Study Material
Students preparing for NID 2026 can access this study material for both prelims and mains. Download now to strengthen your preparation and boost your chances of success.
Understanding the Compound Interest for NID DAT 2026
Compound Interest: Compound interest is an extension of Simple Interest. Compound interest keeps on adding the interest generated in the principal amount. So, in compound interest is that the principal keeps on getting updated yearly.
Compound Interest Traditional Vs. Ratio Approach
Let's try to understand the faster approach for Compound Interest through a similar example:
Ques: Calculate the C.I. (Compound Interest) for 2 years on Rs 12000, calculated for a rate of Interest of 10% for the given duration.
Attempting the question through the Formula based approach :
Calculating the Compound Interest with a Ratio Approach:
In this approach, we need to remember the table year-wise to calculate the compound interest for the desired number of years.
* Remember the table!
1 Year - 1
2 Years - 2: 1
3 Years - 3 : 3: 1
4 Years - 4: 6 : 4: 1
For the above example, where the interest is to be calculated for two years, the ratio :
Step 01: Calculate the Simple Interest for the first year, i.e. 10% of Rs 12000
= Rs 120
Step 02: Multiply the Interest in stages as shown with the given ratios
Interest @10% for Rs12000 in the first year = Rs 1200
If Calculating for 02 Years
Similarly, if we wish to calculate for three years (03), we need three steps.
This method is rapid and accurate for calculating the Compound Interest for any duration of Time (T = 1, 2, 3 years)
Important Points for Compound Interest for NID 2026 Exam:
For Compound Interest, Interest is calculated based on both Principal and previously accumulated interest for previous years.
Mainly, questions are asked in DAT exams to calculate the interest for up to 4 years.
Compound interest Accumulates more Interest for the same duration than Simple Interest.
With Regular practice and memorizing the predefined set of values, aspirants can reduce the calculation time for the S.I. & C.I. based questions for NID DAT 2026.
Preparation Tips for NID DAT 2026 Exam
Aspiring students can prepare for Simple and Compound interest according to the NID DAT Exam pattern with the help of following tips:
Focus on Mental Math: Speed and accuracy are two critical factors for scoring well in the NID DAT 2026. It is suggested that you practice calculation using either tricks or mental calculation to attempt more questions accurately in a given time frame.
Practice With Approximation: Work on practicing the 20-30 CI problems using the above-discussed Ratio method for the Compound Interest. Developing any logic in passive memory requires some practice to develop the habit of solving problems.
Memories the Values/Rates for Fast Application: Remember the compound interest table, as provided above, for up to 04 years.
Break Complex Calculations: Calculate the values in chunks manually. We can calculate the P x R at a time and divide the overall operations into smaller chunks to push the “Mental Calculations”, avoiding multiplying all values simultaneously.
Students can look at NID DAT sample papers to deepen their understanding of the syllabus and how to approach the exam.
Practice NID DAT High Weightage Topics: While preparing for practice sessions, pay equal attention to scoring components like Analytical Ability, Visualization, and General Knowledge for the exam synthesis.
Use Quality NID DAT Study Material 2026: Make sure to include study guides that have a well defined structure for Quants, Logical reasoning, and General Knowledge along with comprehended solving sessions on Simple and Compound Interest.
Make a Habit of Solving NID GK Questions: Work on last year's NID GK Questions and with attention to design affairs stay abreast with topical events to help recall them for the NID GK test.
Pick The Best NID DAT Preparation Books: Focus on the best available compiling textbooks that have easy and simple to advance progressive Mathematics, Logical reasoning, and General Knowledge. Practice, done through sets and examples of SI and CI, will ensure a good CGPA through these exams.
Practice Questions for Simple and Compound Interest for NID 2026:
Q: An amount of ₹15,000 is invested at an annual rate of 12% for 3 years. Find the CI using:
The traditional formula
Ratio Multiplication Technique
Solution:
To calculate compound interest (CI) using the traditional formula, we use:
To calculate compound interest (CI) using Ratio Multiplication Technique, we use:
Q: What is the quick way to solve Simple Interest questions during the NID DAT 2026 Exam?
A:
Students can use the fraction tricks as suggested in the article by replacing the percentage with the Fraction for faster calculations in the NID DAT 2026.
Q: How can I reduce time for S.I. and C.I.-based questions in the NID DAT 2026?
A:
By practising the fractions method for simple interest and ratio method for compound interest, students can reduce the time for the questions.
Q: How frequently are the questions from these sections asked in the NID DAT Exam?
A:
It has been observed in the previous year question papers that questions on both topics were asked in the NID DAT Exam.
The NID DAT syllabus primarily encompasses creativity, sketching, imagination, design theory, colour understanding, and 3D visualisation. To prepare well, you should practice daily sketching and idea-based questions because the exam tests how you think, not just how you draw. Good study materials include previous year papers and basics from Ching’s Design Drawing. Watching design tutorials and solving mock tests will also boost your confidence.
Yes you are eligible to appear for NID DAT for the M.Des programme. Since you are in final make sure you will have completed your BA by the required deadline. Also go through the specific specializations you want to apply for, some may require certain specific backgrounds to be eligible to apply for them. You can find more details here
design.careers360.com/articles/nid-dat-eligibility-criteria
As 563 rank in nid dat exam cannot guarantee admission in designing college but it could be a good chance to explore some campus as if you are not from general category as category role plays an important role . But now you can do one thing focus on your strengthening your protofile or preparing for the studio test (bdes) or interview (mdes).
No,
IPU (Guru Gobind Singh Indraprastha University)
does
not accept NID DAT Prelims score
for admission to the
B.Des (Bachelor of Design)
program.
Instead, IPU conducts its own entrance test or may consider
CUET (UG)
scores for B.Des admissions, depending on the latest admission guidelines. Always refer to the university's official prospectus for the year you're applying to for the final admission criteria.
NIT DAT (https://www.shiksha.com/design/articles/nid-admissions-2025-colleges-accepting-nid-entrance-exam-scores-for-bdes-mdes-courses-blogId-13097)
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